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Does home insurance cover you to work from home?

Property | property
August 3rd, 2023

Yes, if your home insurance policy is with AXA, you are covered to work from home. So, if you are remote working, there’s no need to worry, as you will be protected by your home insurance.

Does home insurance cover my home office equipment?

Yes, your home office equipment is covered under your AXA home contents insurance policy. This is limited to office furniture, furnishings and office equipment, including documents, computer equipment and business telephone equipment.

If there is accidental damage or loss caused to your home office equipment, AXA will pay a limit of 10% of the contents sum insured, or €5,000, whichever is greater. This applies to home office equipment that is kept in the home, or any outbuilding or garage belonging to the home. So, if you have set up your home office in an outbuilding in your garden, you will still be covered. The most we will pay for any one claim, or item, is €2,000.

Does working from home affect house insurance?

Review your home insurance policy

If you are working from home you should take the time to review your home insurance policy to check whether you have contents insurance cover as you will need that to ensure that you’re protected to work from home.

You can review and manage your policy through your MyAXA account.

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