Contents insurance is a type of house insurance that covers the cost of replacing your household belongings if they are stolen, destroyed or damaged in the event of theft or accidental damage.
Contents insurance helps to protect what matters most to you, including jewellery, electronics and household appliances. Although contents insurance is not compulsory it is a good idea as it provides peace of mind that your belongings and valuables are protected.
Contents Insurance for Renters
By law, your landlord must have the building itself insured meaning that in the event of a fire or leak, the building is covered. However, your landlord will not have insurance covering your personal belongings, or furnishings which you have added to the property.
AXA’s contents insurance is ideal for renters to ensure that your most valued items are protected. It will cover the cost of replacing your valuables in the event that they are stolen, destroyed or damaged.
What cover is included in contents insurance?
Household goods - including fixtures, fittings and decorations.
Personal belongings – this includes clothing, personal items and sports equipment, like bicycles.
Valuables - this includes jewellery, items of gold, silver or other precious metals, watches, furs, cameras, pictures and other works of art, collections of stamps, coins or other valued objects.
Business / Home office equipment – office equipment and property including documents and computer equipment is included as standard on our contents insurance policies.
Can you add additional cover to your contents insurance policy?
Yes, you can add optional extras to your contents insurance policy to tailor your level of cover to suit your needs. At AXA, we understand that everyone’s situation is different, so we offer a range of optional extras that you can choose from to add to your policy.
You can extend your cover so that your belongings, like your phone and jewellery, are insured when you’re out and about. Accidental damage cover is also available to protect you against damage that you cause to your valuables, for example, if you spill water on your phone or laptop. Also, if you’re a keen cyclist, we offer bicycle cover which protects your bike against fire, theft or accidental damage.
So, depending on your individual needs, we have different optional extras that you can add to your policy to extend your level of cover. Also, if you have an AXA contents insurance policy, you can get 10% off a car insurance or van insurance policy with AXA.
