What is car insurance for women?
We know everyone’s insurance needs are different. In the EU insurance prices can’t be different for men and women, but we offer customisable options and add-ons so everyone gets the cover they need.
You choose the level of women’s car insurance cover that best suits your needs
Comprehensive women’s car insurance
Our most complete cover protects you and your vehicle, from accident forgiveness to windscreen repair.
Third Party Fire and Theft car insurance for women
Our basic cover, plus protection against fire and theft damage.
Third Party Only lady driver Insurance
Our cheapest car insurance option gives you the basic car insurance cover you need.
Is car insurance for women cheaper?
Before 2012, women drivers could find cheaper car insurance because they were considered as safer drivers than men. However, the European Court of Justice found that charging women less for their car insurance was in breach of gender equality.
Following European Commission rules on gender discrimination, EU car insurance prices can’t be different for men and women. So when we calculate your car insurance premium, women and men fall under the same criteria.
While insurance companies can’t offer women cheaper car insurance based on gender, we still reward safer drivers with cheaper premiums. At AXA, we have a range of customisable car insurance options that will cater to your everyday needs and lifestyle. Explore our range of options below.
A car insurance product for every driver
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